Borrowing Capacity

Estimate your maximum loan size based on income, expenses, and existing liabilities. Uses APRA serviceability buffer.

Saved
Income (Annual, Before Tax)
$
$
$
$
Monthly Living Expenses
$
#
Existing Liabilities (Monthly)
$
$
$
Loan Parameters
%
%
yr
Capacity by Scenario
Lender Type Assessment Rate Max Loan Max Purchase (80% LVR)

This is an estimate only. Actual borrowing capacity varies by lender and requires a formal credit assessment.